No Hard Credit Pull. No Obligation. Just Real Answers – Fast.
Find Out
If You’re
Pre-Approved
in 60 Seconds
Whether you’re self-employed, a first-time homebuyer, or refinancing — The Loan Genius makes mortgage approvals simple, strategic, and stress-free.
Why Work with The Loan Genius?
You’re Not Just a File Number. You’re a Future Homeowner.
At The Loan Genius, we don’t follow cookie-cutter checklists. We build smart mortgage solutions tailored to your unique situation — whether you’re buying your first home or closing on your third investment property.
Creative loan strategies for self-employed borrowers
Fast closings for creditworthy California clients
Finding “yes” when other lenders say “no”
With us, you get direct guidance from a pro — not a call center script.
Why Work with The Loan Genius?
You’re Not Just a File Number. You’re a Future Homeowner.
At The Loan Genius, we don’t follow cookie-cutter checklists. We build smart mortgage solutions tailored to your unique situation — whether you’re buying your first home or closing on your third investment property.
Creative loan strategies for self-employed borrowers
Fast closings for creditworthy California clients
Finding “yes” when other lenders say “no”
Meet Marquise Myles — The Loan Genius Behind It All
With over 21 years of mortgage experience and hundreds of successful closings across California, Marquise Myles is known for solving what others can’t.
He’s worked with:
W-2 buyers, business owners, and first-time homeowners
Borrowers with 680+ credit and complex income profiles
People who’ve been turned away by banks or big lenders
His mission is simple: Get you approved and into your home — faster.
What Our Clients Say
Real Borrowers. Real Approvals.
Frequently Asked Questions
Will this affect my credit score?
Nope. We do not perform a hard credit pull at this stage. The initial pre-approval check is based on the information you provide — there’s absolutely no impact on your credit score.
How fast can I get approved?
Many of our clients receive initial approval within 24–48 hours, and some close in as little as 21 days. If you’re prepared with your documents and have solid credit (680+), we’ll move quickly.
I’m self-employed — can you still help me?
Absolutely. We specialize in working with self-employed borrowers, entrepreneurs, and 1099 earners. We offer bank statement loans and other creative financing options that traditional lenders often overlook.
What if I’ve been turned down by other lenders?
That’s exactly why The Loan Genius exists. We’ve built a reputation for closing the “tough” loans other brokers won’t touch — especially for high-FICO clients with complex financial profiles. Don’t count yourself out.
I’m a first-time homebuyer (or investor) — is this for me?
Absolutely. Whether you’re buying your first home or your fifth rental property, we’ve got you covered. First-time buyers love our step-by-step guidance, while investors appreciate our ability to structure creative financing for multi-units, BRRRR strategies, or cash-out refi’s. We make complex loans simple.
You Could Be
Pre-Approved
by the End of the Day
No guessing. No gray areas. Just clarity on
what you qualify for and how soon you can close.
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